Global Peer-to-Peer Lending Market Outlook to 2026


DUBLIN, October 27, 2021 / PRNewswire / – The report “Peer to Peer (P2P) Lending Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2021-2026” has been added to offer.

The global peer to peer (P2P) lending market has experienced strong growth during the period 2015-2020. Looking ahead, the market is expected to grow at a CAGR of around 31% during 2021-2026.

Bearing in mind the uncertainties of COVID-19, the analyst is continuously monitoring and evaluating the direct and indirect influence of the pandemic on different end-use sectors. This information is included in the report as a major contributor to the market.

Peer-to-peer lending, or P2P lending, refers to a monetary arrangement between two entities without the participation of various financial institutions. This is a borrower looking for unsecured personal, business or educational loans from investors who are looking for higher returns on their investments. The transaction is carried out through a P2P lending platform which acts as an intermediary and mitigates the risks between the two parties. It also facilitates loans and borrowings from several partners for the diversification of investments. Compared to traditionally used financing alternatives, P2P lending is fast, paperless, offers higher returns, has no impact on credit rating, and is more flexible.

One of the key factors driving the growth of the market is the increasing digitization of the banking sector. In addition, the emergence of small and medium-sized enterprises (SMEs), particularly in developing countries, is stimulating market growth. These small-scale organizations need funding alternatives with minimal billing fees and convenient reimbursement options. Apart from this, P2P lending platforms also eliminate the costs of establishing physical branches, personnel and maintenance, thus gaining the preference of the masses. Additionally, as the coronavirus disease (COVID-19) continues to spread across the world, P2P loans are gaining popularity for securing unsecured loans to cover processing costs. In addition, various technological advancements, such as the development of blockchain technology and smart contracts, act as other growth drivers. They offer transparent and reliable lending and borrowing facilities that safeguard the well-being of all parties involved. Other factors, including the growing student population requiring student loans, as well as the increase in home loans, are expected to drive the market.

Competitive landscape

The report also analyzed the competitive landscape of the market with some of the major players being Avant Inc., Commonbond Inc., Funding Circle Ltd., LendingClub Corporation, Lendingtree Inc. (InterActiveCorp and Inc.), On Deck Capital Inc. , Prosper Marketplace Inc., Retail Money Market Ltd., Social Finance Inc., Upstart Network Inc. and Zopa Limited.

Key questions answered in this report

  • How has the global peer to peer (P2P) lending market performed so far and how will it perform in the years to come?
  • What has been the impact of COVID-19 on the global peer to peer (P2P) lending market?
  • What are the main regional markets?
  • What is the distribution of the market according to the type of loan?
  • What is the breakup of the market according to the economic model?
  • What is the distribution of the market according to the end user?
  • What are the different stages of the industry value chain?
  • What are the main factors and challenges for the industry?
  • What is the structure of the global peer to peer (P2P) lending market and who are the major players?
  • How competitive is the industry?

Main topics covered:

1 Preface

2 Scope and methodology

3 Executive summary

4 Presentation
4.1 Overview
4.2 Key Industry Trends

5 Global Peer-to-Peer Lending (P2P) Market
5.1 Market overview
5.2 Market performance
5.3 Impact of COVID-19
5.4 Market Forecast

6 Market breakdown by type of loan
6.1 Consumer loans
6.1.1 Market trends
6.1.2 Market Forecast
6.2 Business loans
6.2.1 Market trends
6.2.2 Market Forecast

7 Market breakdown by business model
7.1 Market loans
7.1.1 Market trends
7.1.2 Market Forecast
7.2 Traditional loans
7.2.1 Market trends
7.2.2 Market Forecast

8 Market breakdown by end user
8.1 Consumer (individuals / households)
8.1.1 Market trends
8.1.2 Market Forecast
8.2 Small businesses
8.2.1 Market trends
8.2.2 Market Forecast
8.3 Large companies
8.3.1 Market trends
8.3.2 Market Forecast
8.4 Real estate
8.4.1 Market trends
8.4.2 Market Forecast
8.5 Others
8.5.1 Market trends
8.5.2 Market Forecast

9 Market breakdown by region

10 SWOT Analysis

11 Value chain analysis

Analysis of the five forces of 12 carriers

13 Price analysis

14 Competitive landscape
14.1 Market structure
14.2 Key players
14.3 Profiles of key players
14.3.1 Before inc. Company presentation Product portfolio
14.3.2 Commonbond Inc. Company overview Product portfolio
14.3.3 Cercle de financement Ltée. Company overview Product portfolio Finances
14.3.4 Lending Club Corporation Company overview Product portfolio Finances SWOT Analysis
14.3.5 Lendingtree Inc. (InterActiveCorp and Inc.) Company overview Product portfolio Finances
14.3.6 On Deck Capital Inc. Company overview Product portfolio Finances
14.3.7 Marché Prosper Inc. Company overview Product portfolio
14.3.8 Retail Money Market Ltd. Company overview Product portfolio Finances
14.3.9 Social finance inc. Company overview Product portfolio
14.3.10 Zopa Limited Company overview Product portfolio Finances
14.3.11 Upstart Network Inc. Company presentation Product portfolio Finances

For more information on this report, visit

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Research and markets
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SOURCE Research and Markets

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